Sustainable finance is defined as "finance that creates positive impacts, initiating change in the socio-economic structures and facilitating the transformation towards a new, sustainable social and economic system."

To effect this transformation, it is essential for financial institutions themselves to undergo a structural transformation. Merely adding sustainable products to conventional financial business models is not sufficient. Financial institutions need to reconstruct their systems through Sustainability Transformation (SX) to adapt to a new era of sustainable financial systems.

To support the advancement of sustainable finance involving SX, our company offers the following consulting services:

1. Strategy Formulation for Financial Institutions' SX:

• Assessing the envisioned sustainable (regional) society.
• Identifying key areas to focus on to achieve these goals (Sustainability KPIs).
• Developing scenarios (roadmaps) for achieving the desired state.

2. Operational Support for Sustainable Finance Business:

• Promoting collaboration with local stakeholders, including the construction and management of regional sustainability platforms.
• Enhancing engagement with business partners.
• Reviewing financial products, assessments, and risk management.
• Facilitating investments and partnerships with Green FinTech companies.
• Advancing sustainability disclosures and stakeholder communications.

3. Infrastructure Support for Sustainable Finance Business:

• Transforming the culture within financial institutions.
• Preparing sustainability data.
• Establishing sustainable finance management systems.

These services aim to rebuild financial systems to be resilient and responsive to the demands of sustainability, thus enabling financial institutions not only to adapt to but also to lead in a sustainable future.

To realize Sustainability Transformation (SX) in financial institutions, a backcasting approach, which sets a vision to work towards, is effective. Our consulting approach is structured as follows:

1. Strategy Formulation:

• Deriving a vision of the sustainable (regional) society to aim for.
• Identifying key sectors (such as transport and healthcare) crucial for realizing this vision.
• Developing sustainability targets (Sustainability Indicators) for the identified sectors.
• Evaluating business opportunities and risks associated with driving these targets.

2. Infrastructure Preparation:

• Examining and transforming the internal culture and operational structure.
• Identifying and organizing the necessary data.

3. Business Execution:

• Formulating a sustainable business advancement plan based on the strategy outlined in step 1.
• Building relationships with stakeholders to support the implementation of the plan.
• Identifying relevant business partners and formulating and implementing engagement plans.
• Searching for and investing in Green FinTech companies necessary to achieve the objectives set out in step 1.

This approach ensures that financial institutions can systematically transition to sustainable practices by integrating strategic planning, infrastructure readiness, and active business execution.

• Realization of Sustainability Transformation (SX) within financial institutions.
• Contribution to the creation of sustainable (regional) societies.
• Enhancement of corporate value.
• Development of new business models and revenue sources.
• Improvement of employee motivation.
• Contribution to the business transformation of client companies.

• Support for Sustainability-Related Data Management for Major Banks
• Support for ESG Regional Finance Promotion for Regional Financial Institutions (Construction and Management of Regional Platforms)

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