Historically, major platforms have independently collected personal data in various scenarios, leveraging this data to generate significant profits. Recently, advancements in AI, IoT devices, and networks, along with governmental development of Personal MNumber Portal APIs, have created an environment conducive to collecting a variety of personal data. This has given rise to the concept of information banking.

An information bank is an entity where individuals provide their personal data, including personal information, specifying the recipient companies and the purposes for which it is to be used. In return, businesses utilizing this personal data pay a fee and offer products and services tailored to the individual, effectively returning value to them.

Currently, the infrastructure of information banks allows individuals to securely and rigorously utilize their personal data across various businesses, under their consent. Furthermore, combining personal data from different sectors is expected to lead to the creation of innovative services.

Our company supports the entire spectrum, from surveying and analyzing governmental trends to the future outlook of marketing/reporting functions. We assist corporate enterprises in planning, proposing, and operating information banks, as well as in developing new services that leverage personal data from multiple perspectives.

For Service Provision Using the Information Banking Model:
We will explore use cases that not only leverage your own personal data but also combine data from various industries. Our support includes organizing workshops with other companies for brainstorming and idea generation. After evaluating use cases through user surveys and interviews, we offer comprehensive assistance in validating these use cases and concretizing business models.

For Building and Operating Information Banking Systems:
We analyze the latest government trends, market needs, and competitor dynamics related to information banking and personal data circulation to support strategic planning and opportunity identification for your information banking ventures. We also provide consistent support in organizing and understanding relevant legal regulations, including privacy laws, as well as in detailing and planning implementation tasks based on the accreditation systems for information banking businesses.

• Creation of multifaceted new services by combining your own personal data with personal data from different industries and the national Personal Number Portal API.
• Provision of specific action programs for those aiming to operate new information banking ventures.

• Support for Information Banking Business Consideration (Private Company)
• Support for Formulating Business Models Related to Information Banking (Private Company)
• Support for Creating Mid-to-Long Term Strategies for Information Banking (Private Company)
• Support for Information Banking Business Model Consideration and Various Research Activities (Private Company)
• Support for Creating a Report on a Demonstration Project Related to Information Banking Interoperability (Private Company)

Publication: Diamond Inc.
Title: All About Information Banking